Michael Hays has been helping people resolve their financial difficulties through personal bankruptcy for over twenty years.

Your consultation, by phone or in preson, is entirely free. Call today and find out if bankruptcy is the tool you need to get a fresh start on your financial future. 

Law Offices of Michael  O. Hays
Northern California's Bankruptcy Specialist

Drowning in Debt?

Overwhelmed by Creditors?

Facing Foreclosure, Garnishment or Bank Levy?

We Can Help.

Please, follow this link to our
Bankruptcy Questionnaire

Bankruptcy Questionnaire   

Contact Us:

(530) 892-8916

(530) 892-8982