Michael Hays has been helping people just like you
 resolve their financial difficulties through
 personal bankruptcy for over thirty years.

Call today for your free consultation
and find out if bankruptcy is the tool you need
to get a fresh start on your
financial future. 
Law Offices of
Michael O. Hays
Northern California Bankruptcy Specialist

Drowning in Debt?

Overwhelmed by Creditors?

Facing Foreclosure, Garnishment or Bank Levy?

Contact Us

(530) 892-8916

(800) 387-9299

Please, follow this link to our
Bankruptcy Questionnaire:

Bankruptcy Questionnaire